Planning Your Capital Needs
- Determining Your Capital Needs - How much do you need to finance your start-up or expansion? Learn how to estimate your capital and working capital needs.
- Preparing to Raise Capital - Make sure you're prepared before you start looking for funding. Learn how to prepare yourself for investing or lending success.
- Partners and Investors: The Inside Story on Outside Investment - Investors and partners can provide funding, but they may have different expectations. Learn the pros and cons of these resources.
- How To Prepare an Effective Loan Proposal - Provide lenders with the information they need to approve your loan request.
Financing Options
- Sources of Financing - Need funding? This article provides an overview of options available.
- Different Types of Small Business Loans from Banks - Banks offer various small business loans: term loans, SBA loans, lines of credit, equipment loans, and commercial real estate loans. Each has specific benefits and requirements. Choose wisely.
- A Loan or A Line of Credit? What's Best For Your Business? - Is a loan of a line of credit right for your business? Learn more about these different types of credit.
- Different Types of Commercial Loans from Banks - Banks offer various commercial loans, including real estate loans, working capital loans, equipment financing, and SBA loans. Choose based on your business needs, loan amount, terms, and collateral.
- Financing from Operations: Pay As You Go - Learn more about non-traditional sources of financing like asset-based financing, receivables financing, and factoring.
- Collateralized Financing: Using What You Got - An unsecured loan is made without collateral. Your signature may be all you need to obtain needed financing.
- Equipment Financing: How It Works, Pros, and Cons - Equipment financing allows businesses to buy equipment with loans, while leasing lets them rent. Financing offers ownership and tax benefits but higher upfront costs. Leasing provides flexibility but can be costlier long-term.
Debt vs. Equity Financing
- Find the Right Lender: Get Terms That Fit Company Needs - The right lender is not just a source of financing, but also provides guidance, advice and networking leads.
- Raising Significant Capital: What To Do When You Need Big Bucks - Need hundreds of thousands of dollars to take your company to the next level? Here are tips on finding the right investors.
- Raising Business Capital With An ESOP: Give The Staff A Stake - This article illustrates how your employees can help you raise capital and take a larger part in the success of your business.
- Should Your Company Go Public? - Going public is a great way to raise significant capital - but is it worth it?
- Direct Public Offering (DPO): Expanding Your Team Of Stakeholders - A DPO is a streamlined way of selling stock and raising capital that avoids some of the reporting and regulatory headaches.
- Angel Investors: Give Your Company Wings To Fly - Learn how to raise capital from individuals or groups of investors looking for the opportunity to profit from small business investment.
- Venture Capitalists: Working With Business Capital Pros - This article presents an overview of the process of raising capital from professional investment firms.
- Maintaining Sound Investor Relationships: Take Care Of Your Partners - Acquiring funds is just the start of your partnership; here's how to build and maintain a great relationship with your company's investors.